Flexible Terrorism Insurance offering broad coverage and instant quotes

Available on OPAL, our award winning online Insurance platform with a personal touch.

Coverage

Limits up to $500M for Property Damage, Business Interruption, and now a standalone Terrorism Liability product with limits up to $250m

Speed

Instant bindable quotes and policies. No waiting for underwriter responses.

Trigger

Offers a broad and tested definition of terrorism that has paid multiple claims across the globe.

Flexibility

Full custom-built coverage for unique risks available upon request

Addons

Active Assailant, Denial of Access, Loss of Attraction, Threat and Hoax included in every quote. Terrorism Liability an optional sub-limit or as a standalone product.

Additional benefits

$0 deductible, 48 month policies, no minimum premiums, first loss limits available.

Send straight to insured with minimal input by brokers.

OPAL provides brokers with instant bindable quotes and bound policies that can be sent straight to Insureds with minimal input by brokers.

Competitive and tailored Terrorism coverage readily available for your clients

The table below compares the coverage available from AEGIS SHIELD with TRIA

Table of Comparison

AEGIS SHIELD

TRIA

Trigger definition

Tried and tested

Never triggered

Custom Deductible

Covered

Matched property policy

$1m Active Assailant inc as standard

Covered

Not covered

Affirmative Denial of Access coverage

Covered

Property policy dependent

Terrorism liability

Custom sublimit or standalone policy

Separate policy required

Sabotage

Covered

Not covered

Threat and Hoax

Covered

Not covered

Policy length

Up to 48 months

Matches property policy

First loss limit

Available up to $500m for PD & BI / $250m for Terrorism Liability

Not available

Flexible Terrorism coverage, quickly available for your clients

Policies with limits up to $500m for property damage and business interruption including a $1m active assailant sub-limit as standard, and tailored coverage for unique risks is available upon request. We now offer a standalone Terrorism Liability option offering limits up to $100m for operational risks or $250m for Construction Projects.

Is SHIELD right for your client?

Facilitating insurance policy sales for SMBs in conjunction with both retail and wholesale insurance brokers for the US market with limits available up to $500 million for property damage and business interruption as well as terrorism liability and denial of access if required.

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“OPAL is, and will continue to be, key to our growth goals into 2025 and beyond.”

- UK Wholesale Broker

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Canada
USA

“OPAL is, and will continue to be, key to our growth goals into 2025 and beyond.”

- UK Wholesale Broker