Help property owners reduce their financial risk.

Buy down Wind, Wind & Hail, and Named Storm Deductibles on overlying policies.

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OPAL DBB Insurance provides policy holders with an extra level of security.

Designed for Policy Holders who wish to mitigate against out-of-pocket expenses due to retentions imposed by their All Risk Property insurance programme, or where a bank or lender requirement is imposed to seek a lesser retention.

Coverage for Wind, Wind & Hail and Name Storm exposures for property situated in coastal areas and inland/non-coastal areas susceptible within the USA.

The OPAL Underwriting Deductible Buyback Policy constitutes a Follow Form which tracks the terms and conditions of the overlying Property Policy and is linked to the same.

Access bindable quotes and bound policies instantly.

Our award winning platform provides brokers with instant bindable quotes and bound policies that can be sent straight to Insureds with minimal input by brokers. No need to wait on underwriters.

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Market Leading Deductible Buyback Insurance

Here are some of the key features of our Deductible Buyback Insurance Policy.

Risk limit up to $5M

Maximum Risk Limit Up to $5 million for coastal areas and inland areas.

Lowest Retention in the Market

Minimum retention of $5,000 per occurrence for policies with TIV of under $15 million and $10,000 for policies with TIV of above $15M.

Available in all 50 states

With no geographical restrictions we are able to offer policies across the USA.

Increase your sales with our additional resources.

By becoming an AEGIS partner, not only do you gain access to our award winning platform, we will also equip you with additional sales & marketing resources.

Our advantage over the market

Our unique Quote and Bind platform provides you with a fully digital experience that improves your efficiency and reduces wait time for quotes and policies.

  • Quote & Bind within minutes
    Our unique Quote & Bind platform, OPAL, allows you to create a quote in minutes. 
  • Available in all 50 US states
    With no geographical restrictions, we can provide coverage in all 50 US states.
  • Response to referrals in under 24 hours
    The OPAL speed of service aims to provide a response on all referrals within 24 hours.

Our DBB policies have a 95% renewal rate.

With our superb service and competitive rates our customers know they can trust us and are happy to renew their policies after a claim is made.

The OPAL platform can issue a quote in 3 minutes

The OPAL platform provides quotes and policy documentation in a fraction of the time it normally takes, making a broker’s life easier and a client’s experience better.

More automation, less admin

OPAL automates most of the administrative tasks, which means you can focus more time on new business.

Submit your interest

Get in touch with us about gaining access to the OPAL Platform and marketing resources.

“OPAL is, and will continue to be, key to our growth goals into 2023 and beyond.”

- UK Wholesale Broker

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Canada
USA

“OPAL is, and will continue to be, key to our growth goals into 2023 and beyond.”

- UK Wholesale Broker