Flexible Terrorism Insurance offering broad coverage and instant quotes
Available on OPAL, our award winning online Insurance platform with a personal touch.
Coverage
Limits up to $250M for Property Damage, Business Interruption, and Terrorism Liability.
Speed
Instant bindable quotes and policies, no underwriter wait.
Trigger
Offers a broad and tested definition of terrorism that has paid multiple claims across the globe.
Flexibility
Full custom-built coverage for unique risks available upon request
Addons
Terrorism Liability (third party or third party and employers’), Active Assailant included, Denial of Access (radius set by OPAL user).
Additional benefits
$0 deductible, 24 month policies, no minimum premiums, first loss limits available.
Send straight to insured with minimal input by brokers.
OPAL provides brokers with instant bindable quotes and bound policies that can be sent straight to Insureds with minimal input by brokers.
Competitive and tailored Terrorism coverage readily available for your clients
The table below compares the coverage available from AEGIS SHIELD with TRIA
Table of Comparison |  AEGIS SHIELD | TRIA |
|---|---|---|
Trigger definition | Tried and tested | Never triggered |
Custom Deductible | Covered | Matched property policy |
Active Assailant inc as standard | Covered | Not covered |
Affirmative Denial of Access coverage | Optional extra | Property policy dependent |
Terrorism liability | Custom sublimit | Separate policy required |
Sabotage | Covered | Not covered |
Threat and Hoax | Covered | Not covered |
Policy length | Up to 24 months | Matches property policy |
First loss limit | Available | Not available |
Flexible Terrorism coverage, quickly available for your clients
Policies with limits up to $250m for property damage and business interruption including an active assailant sub-limit as standard, and tailored coverage for unique risks is available upon request.
Is SHIELD right for your client?
Facilitating insurance policy sales for SMBs in conjunction with both retail and wholesale insurance brokers for the US market with limits available up to $250 million for property damage and business interruption as well as terrorism liability and denial of access if required.
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“OPAL is, and will continue to be, key to our growth goals into 2023 and beyond.”
- UK Wholesale Broker
“OPAL is, and will continue to be, key to our growth goals into 2023 and beyond.”
- UK Wholesale Broker
