Flexible Terrorism Insurance offering broad coverage and instant quotes

Available on OPAL, our award winning online Insurance platform with a personal touch.

Coverage

Limits up to $250M for Property Damage, Business Interruption, and Terrorism Liability.

Speed

Instant bindable quotes and policies, no underwriter wait.

Trigger

Offers a broad and tested definition of terrorism that has paid multiple claims across the globe.

Flexibility

Full custom-built coverage for unique risks available upon request

Addons

Terrorism Liability (third party or third party and employers’), Active Assailant included, Denial of Access (radius set by OPAL user).

Additional benefits

$0 deductible, 24 month policies, no minimum premiums, first loss limits available.

Send straight to insured with minimal input by brokers.

OPAL provides brokers with instant bindable quotes and bound policies that can be sent straight to Insureds with minimal input by brokers.

Competitive and tailored Terrorism coverage readily available for your clients

The table below compares the coverage available from AEGIS SHIELD with TRIA

Table of Comparison

AEGIS SHIELD

TRIA

Trigger definition

Tried and tested

Never triggered

Custom Deductible

Covered

Matched property policy

Active Assailant inc as standard

Covered

Not covered

Affirmative Denial of Access coverage

Optional extra

Property policy dependent

Terrorism liability

Custom sublimit

Separate policy required

Sabotage

Covered

Not covered

Threat and Hoax

Covered

Not covered

Policy length

Up to 24 months

Matches property policy

First loss limit

Available

Not available

Flexible Terrorism coverage, quickly available for your clients

Policies with limits up to $250m for property damage and business interruption including an active assailant sub-limit as standard, and tailored coverage for unique risks is available upon request.

Is SHIELD right for your client?

Facilitating insurance policy sales for SMBs in conjunction with both retail and wholesale insurance brokers for the US market with limits available up to $250 million for property damage and business interruption as well as terrorism liability and denial of access if required.

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“OPAL is, and will continue to be, key to our growth goals into 2023 and beyond.”

- UK Wholesale Broker

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USA

“OPAL is, and will continue to be, key to our growth goals into 2023 and beyond.”

- UK Wholesale Broker