Residential Wind Deductible Buyback

Market leading cover for HNWI homes with coverage A values in excess of $250k.

Safeguard client properties with OPAL Residential Wind Deductible Buyback, designed to offset increasing deductibles.

Our Residential WDBB targets properties over $250,000, reducing wind deductibles from up to 15% to just $5,000, ensuring substantial savings and better protection for high-value residences.

What does the policy cover?

Coverage is for Wind Exposures in coastal areas (within 50 miles of the coast).

  • Maximum limit of $1 Million
  • Buy down from a deductible as high as 15%
  • Buy down to a deductible as low as $5,000

Premium coverage for single properties within 50 miles of the coast

Our coverage is designed to cater to homes with a minimum Coverage A value of $250,000, ensuring that your property is safeguarded against a wide range of risks and perils associated with coastal living. With our premium insurance solutions, you can have peace of mind knowing that your coastal property is protected against unforeseen events and damages.

We offer a complete suite of products.

OPAL provides brokers with instant bindable quotes and bound policies that can be sent straight to Insureds with minimal input by brokers.

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“OPAL is, and will continue to be, key to our growth goals into 2023 and beyond.”

- UK Wholesale Broker

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“OPAL is, and will continue to be, key to our growth goals into 2023 and beyond.”

- UK Wholesale Broker