OPAL Fine Art & Collectibles Deductible Buyback

Providing cover to help safeguard your clients’ personal treasures.

Improve the protection of your clients’ personal treasures

With OPAL's Fine Art & Collectibles Deductible Buyback, your clients’ prized possessions receive the coverage they deserve.

Policy Highlights

Coverage underwritten by AEGIS London, Syndicate 1225, a top-quartile-performing Lloyd’s syndicate, featuring bespoke policy wordings.

Comprehensive Coverage

This policy provides full follow form cover for valuable articles including jewellery, furs, and watches, ensuring worldwide deductible protection even while worn.

Extensive Collection Protection

Provides coverage for a diverse range of private collections such as fine art, collectibles, and unique assets, with a policy tailored to encompass a wide variety of collectible items.

Catastrophe Deductibles

Coverage that reduces deductibles to zero for catastrophic events like wildfires, earthquakes, and windstorms, providing comfort against unforeseen disasters.

In-built Flexibility

Adapts to your clients’ collecting habits and interests, with potential to add homes and increase collection values under specific conditions.

Key Features

Here are some of the key features of our Fine Art & Collectibles Deductible Buyback.

Enhanced Coverage Capacity
Our policies provide an aggregate cap of double the occurrence deductible to cover multiple incidents. For example, if a policy has an occurrence deductible of $25,000 and there are covered claims, it could pay out up to $50,000.
All Risks Coverage
Nationwide all risks insurance for jewellery and private collections, providing protection against a wide variety of risks.
Zero Deductible in Catastrophes
Particularly beneficial in regions prone to natural disasters, this policy feature eliminates deductibles, offering significant potential financial relief.
Digital Integration
Effectively manage your clients’ coverage through OPAL’s streamlined digital platform, allowing for quick quotes and policy binding.

Speed up your workflow with our Quote & Bind system.

Our unique Quote and Bind System provides you with a fully digital experience that improves your efficiency and reduces wait time for quotes and policies.

No need for double data entry
Makes Policy Renewal Easy

OPAL Fine Art & Collectibles Deductible Buyback

Improve the protection of your clients’ personal treasures

Policy Highlights

Key Features

Enhanced Coverage Capacity

Our policies provide an aggregate cap of double the occurrence deductible to cover multiple incidents. For example, if a policy has an occurrence deductible of $25,000 and there are covered claims, it could pay out up to $50,000.

All Risks Coverage

Nationwide all risks insurance for jewellery and private collections, providing protection against a wide variety of risks.

Zero Deductible in Catastrophes

Particularly beneficial in regions prone to natural disasters, this policy feature eliminates deductibles, offering significant potential financial relief.

Digital Integration

Effectively manage your clients’ coverage through OPAL’s streamlined digital platform, allowing for quick quotes and policy binding.

Speed up your workflow with our Quote & Bind system.

No need for double data entry

Makes Policy Renewal Easy

Submit your interest

“OPAL is, and will continue to be, key to our growth goals into 2023 and beyond.”

“OPAL is, and will continue to be, key to our growth goals into 2023 and beyond.”