A one-stop-shop for Error & Omissions Insurance products

AEGIS is a market leader in the Canadian market with a full suite of professional liability products.

Errors & Omission Insurance helps protect against claims of negligent work.

E&O provides coverage in the event of claims made against your service business for negligent acts, errors or omissions occurring during business activities, and which potentially result in a financial loss for the client.

Insureds with annual revenues up to $3,000,000 and less than 15% of total revenues comprised of US fees are the main audience for this suite of products.

Policy Coverage

Professional Indemnity coverage underwritten by AEGIS London, Syndicate 1225, featuring bespoke policy wordings.

Risk limits

Limits available up to $5,000,000.

Location

Worldwide Territorial and Jurisdictional limits for Canadian-domiciled insureds.

Who can be Insured

It’s tailored to suit insureds in these professions: Architects, Engineers, Accountants, Insurance Brokers, IT/Media, Miscellaneous & Real Estate.

Included as Standard

Cyber Security breach response, Defendants reimbursement, Loss of documents, Disciplinary/regulatory or administrative expense reimbursement.

General Liability

Limit options up to $5,000,000, including onsite cover with Manual Work exclusion.

Directors & Officers (D&O)

Limits up to $5,000,000 for 100% Canadian-domiciled firms with Total Assets under $20,000,000

Business Personal Property

Suite of coverages – Ruby, Emerald & Diamond – to meet the Insured’s BPP needs, with Contents Limit up to $250,000.

Cyber

Coverage sub-limited at either $100,000 or $150,000

We offer a complete suite of products.

OPAL provides brokers with instant bindable quotes and bound policies that can be sent straight to Insureds with minimal input by brokers.

Speed up your workflow with our Quote & Bind platform.

Our unique Quote and Bind platform provides you with a fully digital experience that improves your efficiency and reduces wait time for quotes and policies.

Upload data to the Lloyd’s Canada Lineage System
No need for double data entry
Makes Policy Renewal Easy

Our policies have a 95% renewal rate.

With our superb service and competitive rates our customers know they can trust us and are happy to renew their policies after a claim is made.

The OPAL platform can issue a quote in 3 minutes

The OPAL platform provides quotes and policy documentation in a fraction of the time it normally takes, making a broker’s life easier and a client’s experience better.

More automation, less admin

OPAL automates most of the administrative tasks, which means you can focus more time on new business.

Lineage Integration

Lineage is an online tool used for the reporting and settlement of Canadian binding authority business. This integration streamlines the data sharing and statement generation for Canadian products on OPAL.

Part of one of the world’s largest commercial insurance and reinsurance brands.

As a Lloyd's of London syndicate and part of a long-established mutual insurance business, we provide clients with specialist knowledge, continuity and security across many classes of business.

Find out more